Finding Real FDIC Insured Non-ChexSystem Banks In Your Local Area

by Ilya Feynberg

Chexsystems...what is it about Chexsystems that grips us, holds us, and leads us to believe that we can't lead normal financial lives for the next 5 years and perhaps even after that? As a Chex victim for over 2 years now I can say that it's lies and misinformation that keeps us from having a checking account with non Chexsystems banks.

I lived without a checking and or savings account for nearly a year and half before I discovered myself that I actually can open up a totally free checking account with a debit card, checks, online banking etc with a whole slew of non Chexsystems banks. Then began my search, but that's another article all together.

You see for nearly 2 years I was held "hostage" by the misinformation and the lies that I either had to wait the full 5 years before I could even consider getting another free checking account, or I had to simply settle for a fake and insecure online bank, or I had to settle for a second chance checking account and be treated like a child while I pay high monthly fees.


All of that has of course proven to be very wrong as I know have two....not one...but TWO totally free checking accounts with two different non Chexsystems banks FDIC insured banks in my local area with all the benefits. I no longer have to settle for lies, and I no longer have to settle for second rate checking accounts. Don't get me wrong though, sometimes, and only sometimes there really is no other option other than a second chance checking account...but that's rare indeed.

I see it every day...all over the internet...and even in just about every bank out there...

They tell you that you're stuck in Chexsystems and that means no accounts for 5 full years and sometimes then some. Most of the time no one intends you harm of course, it's just that they too have been misinformed throughout the years about how the systems really work.

The statistics show that nearly 20% of banks in this country don't use Chexsystems at all. That leaves a huge number of banks that are open to you regardless of your history with Chexsystems. You just have to know where and how to find them...

In closing guys, please don't let yourself be tricked into thinking that you simply have no other option and no other way out but to hide your money in a cookie jar...it's just simply not true and not fair. There is a way out for you, and that way is a real FDIC insured checking account at a local bank near you. :)

Please don't let Chexsystems or Telecheck get in the way of living a normal and happy life. It doesn't have to be that way! There are many banks that offer checking and or savings accounts regardless of your situation in these systems. I'm still in Chexsystems and have two checking and savings accounts with the works at real FDIC insured banks. Let me help you out of this situation that I know all too well...and help you find a real non Chexsystems banks in your area. http://www.getnonchexsystemschecking.com/




Return to ChexMate:  Surviving the Chex System